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Dai-ichi life insurance company in Japan.

The fiscal year in Japan runs from April to March of the following year.

Vaccination in Japan is from mid-February 2021.

The lag between death and payment is said to be one to two months.

No major disaster like the 2010 Tohoku earthquake has occurred since then. I can't think of anything other than the side effects of inoculating 80% of the population.

I've checked the number of payments, so I'll report it.

Number of payments

First half of fiscal 2020 591,956

Second half of fiscal 2020 672,013

First half of FY2021 663,522

Second half of fiscal 2021 737,678

First half of fiscal 2022 1,246,427

Second half of fiscal 2022 1,257,689

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author

Wow. wow. and wow. Those numbers are insane. Do you have a source/link?

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Ed Dowd needs to read this comment & be sent the link.

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now do 2023

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Slovenia, er, which country you may think of, has more excellent researchers than the United States. There are studies of excess mortality in several US states.

https://www.walshmedicalmedia.com/open-access/analysis-of-covid19-vaccination-effectiveness-120520.html

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Bravae! Absolute tour de force by Pierre and Mary Beth!!

A suggestion related to this tidbit:

"worse mortality in ‘21 and ‘22, and was concentrated in some professions, including the government employees."

Govt employees have gold-plated HEALTH insurance, not merely cheapie death insurance. So, govt employees who were sickened or injured by the poison-shots would REMAIN employed while undergoing medical treatments and/or being shifted into "disabled" status. Private co's can (legally-ish) 'shitcan' workers who can no longer work (throw 'em off onto workers' comp, etc.); the govt not-so-much!

I'd add that, at a guess, govt employees would much more likely to submit to mandates, because they 'dare not get fired' and lose their bennies and eventual pension!! Private workers with a strong objection would likely quit or get fired because they haven't been in the 'bubble-wrap' that is govt employment. I base this in my background as an ex-Navy officer and ex-Boeing "job shopper" so I've worked with and watched MANY govt employees... And, yes, back in the 1990s, I tried to GET a govt job for the security and bennies! Missed it by THAT much! {wink}

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author

Excellent point - thanks for this - will add!

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@Dr Kory: Referring to Point 9a (especially Figure 9.15), the graph appears to show the greater the vaccination rate, the lower the excess mortality. However, I would assume there is confounding between % vaccination and socioeconomic status. That is, the Northeast region with the greatest vaccination rates is more prosperous than the Southeast region with the lowest vaccination rate. I believe this is referred to as the "healthy user bias." {HUB)

I recall reading an excellent discussion of HUB by Mathew Crawford in his "Rounding the Earth" Substack (ie. this bias makes the Covid vaccines appear to show much greater "efficacy" than in reality). I believe it's worth taking a look at his work, and then re-examining these graphs taking into account the HUB.

P.S. I just looked his posts and discovered that Crawford actually discussed the SAME Society of Actuaries chart (from their previous Aug 2022 report) at https://roundingtheearth.substack.com/p/questioning-the-answers

Also, here's the link to Crawford's 2022 analysis of the Society of Actuaries previous report (and he discusses Simpson's Paradox): https://roundingtheearth.substack.com/p/reanalysis-of-the-society-of-actuaries

Here's the links to his seven-part series on HUB: https://www.campfire.wiki/doku.php?id=rounding_the_earth:the_vaccine_wars#vaccine_efficacy_effectiveness

Part 1: The Healthy User Bias Dismantles the Vaccine Effectiveness Debate

Part 2: The Challenge of Quantifying the Healthy User Bias

Part 3: The Profoundly Confounding and the Profoundly Unconfounding

Part 4: Evidence of the HUB and the Zero Efficacy Hypothesis for COVID-19 Vaccines

Part 5: How Does the HUB Get Missed? What are the Implications?

Part 6: Questioning the Answers

Part 7: Nothing But Healthy User Bias

Part 8: Adding to Fenton's Miscategorization Illusion, Part

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Medically it made no sense for me to get the vax. I'd already had the covid, and I recovered completely.

But I got the shot to protect my health. Because if I hadn't, I would have been unemployed and broke and homeless, and that would have been hazardous to my health.

In twenty-eight years of teaching, I never missed a day of work due to illness. Less than thirty days after my booster shot, I had a stroke.

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Thank you for your honesty, Mr. Hahn.

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I know know/knew 8 healthy folks who had 9 strokes soon after vax, including my sister who needed brain surgery. One the two who died had an autopsy that concluded cause of death was extensive clotting due to the "vax". One survived with facial paralysis. One 27-year-old who had just given birth to twins is fully paralyzed. One who recovered didn't get the hint, "boosted", and stroked again. Another 18-year-old was coerced to vaccinate by his college and suddenly "came down" with Type 1 diabetes.

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my classmate had a severe stoke. BIL had his heart stop during colonoscopy

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So sorry to hear that!

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.

Myocarditis Is Rare.

It's So Rare That Everyone Has It At Once.

See.

How Rare Is That?

.

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😂Good point! Rare!

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The SOA's response to the data reminds me of what happened after military whistleblower, Dr. Theresa Long, reported on all of the dramatic increases in many disorders after the mandates, reflected in the DMED data. In short order, the military went into damage-control mode. They stated that after looking at the database, they "realized" that there had been a glitch in the system for the previous 5-yrs of data - from 2016-2021 that nobody noticed & that the baseline numbers were actually higher, meaning that the dramatic increases that Dr. Long noted were not nearly as dramatic as they appeared to be. My question is: when is all of this gas-lighting going to end before those responsible for creating & promoting this lethal product are held accountable? The complicity across the spectrum has been breathtaking in both its depth & scope.

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Did anyone keep a backup of the military database from before the "correction"?

Same question for the CDC VAERS and VSafe databases which seem to be getting cleaned of data that could implicate the jabs, according to Jessica Rose.

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I’ve been following VAERS for a long time, just at the high level. And even I have smelled a rat among the data.

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A great article.

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Even the insurance actuaries are on the payroll for the campaign. It is like the emperor's new clothes! See the data...no we see no data! Infuriating. Well done and I enjoyed the anonymous explanation of the report. Thorough and clear.

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Aug 13, 2023·edited Aug 17, 2023

I've collected hundreds of studies conducted by thousands of doctors and medical scientists proving mRNA products are deadly, and worse for people under 60 than covid is.

Paradoxically, it's all the insurance data that proves this the most. Numbers don't lie, and the insurance industry lives and dies on raw numbers and actuarial data. Their very existence relies on accurate numbers and data.

While studies and doctor reports can be disputed (and are viciously attacked and falsely discredited by pro-mRNA elements (just as ivermectin and HCQ have been so falsely vilified), insurance data is irrefutable.

Who would have thought that a non-medical/vaccine industry would prove conclusively and irrefutably that mRNA products cause more disabilities, illnesss and deaths to people under 60 than covid does?

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Agreed. But if more people had located their backbones, stood as one and said NO WAY, according to THE LAW we will not allow you to do this, the mandates would have collapsed and they would still have got to keep their "bennies". And there would not be as many sick. In a way this a is a great moral and spiritual test of humanity. Others have postulated the the next evolutionary leap in humanity will be collective. When we finally realize we are better together. Just as in the primordial soup single cell organisms banded together. Perhaps this is what this is all about.

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When you say it was a test of moral, spiritual fiber, YES! And nearly 70/80 percent failed miserably. The other 20 / 30 percent remaining unvaxxed has been exposed via 'passive shedding'(yes it is a thing, and we know how it works) and is no longer 'pure' either. Their health outcomes however may be a sight better as they've not also gotten the reverse transcription instructions in the LNPs. Thus the exposure is low chronic continual, and can be combated by supplements (which may be altered with nano or other contaminants) and IVM while you can periodically. I am tempted, truely, to remember the Deagle Report... by 2025 2/3 of Americans will be dead or dying. Wondering what the next big one is they will release - and then herd all of us into the 'smart cities'. Can only hope they are behind a bit in the schedule and we have a schooch more time to find a bolt hole. Till my parents pass, I'm trapped in USA. After that, I'm all for out migration somewhere, anywhere. If only to escape the LBGQ+ and Tranny shoved relentlessly at me. Not like that elsewhere I know.

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I saw the Deagle report a quite some time ago. Now you can't find anything except Wayback Machine references. So where's Bill Deagle hiding nowadays?

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He passed away I believe. The report was revised from the initial figures to be less 'horrific' ... for America. Nonetheless ... the drops are in the Anglo world and Europe, where the most Vaxxes were peddled to the masses. I do not think this is just the jab however, jab + another disease? + starvation/global supply chains being cut? Economic /dollar collapse? = out migration to places more economically friendly? Likely in my mind.

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Well, there's likely a transhumanist element as well. It isn't enough for those fops to just go try it themselves, they have to rope everyone else in as well.

I was just listening to a youtuber, whatifalthist, who reckons that we are in a similar time as the 30 Years War in the 1600s. Similar in that there is mass inflation, higher and higher ages for marriage (it had gotten up to age 28 in the early 1600s), a lack of opportunity which caused despair in the young (and old). Couple with a lowered survival rate, you end up with things blowing up in civil wars. Instead of the Catholic church as the authority railing against anyone who dared point out holes in their doctrine, now we have "Science" as the religion that must be adhered to under pain of death (quite literally).

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Dr Kory

I sent you a similar analysis of excess mortality by European country as a function of vaccination doses per person. It shows the same trend w high statistical significance but even more pronounced vaccine injury throughout the entire 2022 period.

You might like the presentation I sent as it provides context for the 23 million total excess deaths to date since Covid - 7 million attributed to Covid and 16 million...well.

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author

Charles - can you send again? Or include a link? Thank you so much...

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Certainly

Just for background I am a retired businessperson/engineer who loves data. My career of 40 years allowed me to work throughout Western Europe, India, the Philippines, China, Romania... I followed Covid from the beginning and followed treatment in all regions of the world. I am a believer in “hands on patients” physicians and that there are caring people everywhere who we should listen to. Happy to see you amplify those views...

In my words Covid is our WW3 - 23 million died and counting. This path was led by the US. Almost everything in this presentation is driven or at least inspired by or parallels your work. The only difference may be the Geert Vanden Bossche view that the vaccine pressured the virus and enabled the virus to continue to mutate. My assumptions assume No vaccine would have resulted in Delta but no Omicron.

Finally I use Whoop to track my personal data and recorded a dramatic decline in my HRV heart rate variability w each vaccine dose.

Thank for for your courage.

https://1drv.ms/p/s!AvZ93abbSxkXjasoPh0pOT39ThUmkA

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I was recently wondering about the life insurance data; hoping for clear enough data ending (or banning) the use of this product. Apparently it does, yet here we are still under the grip of ....something inexplicable.

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"they" don't want to know

without linked data on the number and type of vaccines, too much is left to statistical inference which allows more confusion and ways to hide from what is happening

since Bobby Kennedy has exposed that there have no safety RCT for the vaccines in the childhood schedule (not sure it this holds for all vaccines), it is not a surprise that Big Pharma and the medical industry also do not want to know

various forces overplayed their hand in this "pandemic" and the house of cards is crumbling, but no one predict the tipping point when the "pandemic game" is totally discredited

the Ottoman Empire which lasted for 600 years, 300 years were in decline

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Consciousness of Sheep by Tim Watkins and Surplus Energy Economics by Dr Tim Morgan both cover the energy, debt and complexity "affordability crisis."

Wrong Kind of Green, Sociable.co and Wrench in the Gears spell out Climate Action & Covid as cover for a global comprehensive technocracy solution, degrowth and biosecurity apparatus.

Fabio Vighi puts it together.

https://www.thephilosophicalsalon.com/a-self-fulfilling-prophecy-systemic-collapse-and-pandemic-simulation/

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It's with 99% certainty that those pushing the mRNA injections (under the threat of get it or else) knew that they were 99% useless as far as being safe and effective. So why force injections upon the public? There can be no other answer but to cause great injury, which has given the medical system even more patients to profit from, and to murder humans.

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An excellent article. Thank you, Dr. Kory. Sharing.

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It looks to me like the only thing they care about is how to set insurance rates to save the industry's bottom line. But, saving people (their customers) from death and injury? well they punted on that.

Makes me wonder why we, their customers, should even bother with insurance other than the bare minimum required in this destructive economy. So many are having enough trouble just to put food on the table keeping a roof over the family's heads and buying enough fuel to drive to work (while they still have a job) and paying utilities.

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I put the 10 nicest places to live side by side with the 10 shittiest places to live in the US. Nice rich places excess mortality 6-8% Shitty places 13-15% excess mortality. Ok I'm not going to win awards for my methods, but I recall seeing that New Brunswick (Canada's Redneck central) excess deaths 70%. I mean wtf?!

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Aug 14, 2023·edited Aug 14, 2023

You know the 'red states' got more lethal batches than the 'blue states'.... apparently blue states =blue hair=greater compliance....red states= redneck= don't just go along to get along....

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I came at it from a position of ignorance, the worse "anti-vaxxer" area in the UK was in Newcastle, NE of England in the 'neck' of the aisle. I poured through hundreds of sad messages for people lost, lost SUDDENLY in 2021, poor spelling, too many emojis, I thought these are poor people. I found 2-3 lists of the best and worse states to live, then checked house prices in those states. Yepp you are right about 'red and blue' states, the excess deaths I got from here as it was super easy to search by state. I convinced myself this is a roughly targeted de-population plan... https://www.usmortality.com/

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Thanks for yet another proof.

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