I was able to use my HSA for a high dose vitamin C infusion when I was sick last year and also some functional medicine testing. I had to submit one claim about 5 times and then call two different times.
I was able to use my HSA for a high dose vitamin C infusion when I was sick last year and also some functional medicine testing. I had to submit one claim about 5 times and then call two different times.
Oh the reason I got it was to pay my yearly premium to my naturopath and for dental because I have shit teeth and it always worked for that but I had a permanent hold put on mine last year because the bill I submitted from my dentist didn’t list the date in a place that made sense to them. I submitted it 5 or 6 times, still had $300 left on the benefit. Which is now gone because had I signed up again I still wouldn’t be able to use it until I “paid back” the $1,200 dental bill. If I sign up for hsa in two years I would still have to pay back that $1200 (and then be out that money too with no recourse to recoup) before I could use it. So they can shove their hsa scam right up their backside. I lost $2000 in 2020 because you couldn’t even go to the doctor or dentist and I was never sick. I had no way of knowing in 2019 when I signed up for it that I wouldn’t be able to use it at all in 2020. They didn’t care. It’s a scam. Unless it’s offered at no cost or $ input to you, I’d advise to never get it. They make it as hard as possible to use and bank on people forgetting to use it or getting locked out for “incomplete” proof. I’d bet good money they’ve made millions if not billions that way. They get to keep that money and they also use it for their own investments. It’s win win for them. Even if they only get to keep $20 from each person—and there is 7 million people—that’s 140 million. If $200 (and that’s probably average for lower income people) it’s 1.4 billion. If, like me they steal $2g x 7 million — thats 14 billion. Pretty good money for nothing if you can get it. If this was investigated (by a real journalist which is rare on the ground these days) it would shock people.
I use the HSA through my work which takes deductions every paycheck. I haven't lost any money yet and usually do the max deduction. One year I was making Amazon purchases at the last minute for everlywell tests because it qualified. Actually one of the tests I didn't use, so maybe I did lose money. Since I had a physical medicine Dr. recommend I take Mg and get massages for muscle tightness I was able to claim my OTC Mg and massages as well. I also used it for my Chirp wheel and they gave me a hard time for that one.
I’m glad it’s working for you. Actually in 2019 I was able to buy an upside down table to stretch my spine it was about $500 and they didn’t even blink at it. I didn’t even have a doctor note. Maybe it was the company I bought it from. Either way it can be overly complicated and I think they make a lot of money ripping people off.
I was able to use my HSA for a high dose vitamin C infusion when I was sick last year and also some functional medicine testing. I had to submit one claim about 5 times and then call two different times.
Oh the reason I got it was to pay my yearly premium to my naturopath and for dental because I have shit teeth and it always worked for that but I had a permanent hold put on mine last year because the bill I submitted from my dentist didn’t list the date in a place that made sense to them. I submitted it 5 or 6 times, still had $300 left on the benefit. Which is now gone because had I signed up again I still wouldn’t be able to use it until I “paid back” the $1,200 dental bill. If I sign up for hsa in two years I would still have to pay back that $1200 (and then be out that money too with no recourse to recoup) before I could use it. So they can shove their hsa scam right up their backside. I lost $2000 in 2020 because you couldn’t even go to the doctor or dentist and I was never sick. I had no way of knowing in 2019 when I signed up for it that I wouldn’t be able to use it at all in 2020. They didn’t care. It’s a scam. Unless it’s offered at no cost or $ input to you, I’d advise to never get it. They make it as hard as possible to use and bank on people forgetting to use it or getting locked out for “incomplete” proof. I’d bet good money they’ve made millions if not billions that way. They get to keep that money and they also use it for their own investments. It’s win win for them. Even if they only get to keep $20 from each person—and there is 7 million people—that’s 140 million. If $200 (and that’s probably average for lower income people) it’s 1.4 billion. If, like me they steal $2g x 7 million — thats 14 billion. Pretty good money for nothing if you can get it. If this was investigated (by a real journalist which is rare on the ground these days) it would shock people.
I use the HSA through my work which takes deductions every paycheck. I haven't lost any money yet and usually do the max deduction. One year I was making Amazon purchases at the last minute for everlywell tests because it qualified. Actually one of the tests I didn't use, so maybe I did lose money. Since I had a physical medicine Dr. recommend I take Mg and get massages for muscle tightness I was able to claim my OTC Mg and massages as well. I also used it for my Chirp wheel and they gave me a hard time for that one.
I’m glad it’s working for you. Actually in 2019 I was able to buy an upside down table to stretch my spine it was about $500 and they didn’t even blink at it. I didn’t even have a doctor note. Maybe it was the company I bought it from. Either way it can be overly complicated and I think they make a lot of money ripping people off.
True. I noticed I could buy all kinds of things through the store that administers our HSA account.